Fire & Storm Roofing Insurance Specialists
We handle the entire insurance claim process so you don't have to. From the initial free inspection to meeting your adjuster, handling paperwork, and completing the repair or replacement — we've got you covered.
Schedule Free InspectionHow We Handle Your Insurance Claim
- 1
Free Damage Inspection
We inspect your roof thoroughly and document all damage — visible and hidden. This documentation becomes critical evidence for your insurance claim.
- 2
We File & Manage Your Claim
We help you file the claim with your insurance company and manage the process from start to finish. No paperwork headaches for you.
- 3
We Meet Your Adjuster
This is the step most homeowners handle alone — and shouldn't. We meet your insurance adjuster on-site to ensure all damage is properly identified and valued.
- 4
Review & Supplement
If the initial estimate doesn't cover all necessary repairs, we file supplemental claims with additional documentation. This is common and gets you proper coverage.
- 5
Complete Repair or Replacement
Once approved, we complete the work quickly and professionally — backed by our full labor and material warranty.
Types of Insurance Claims We Handle
Storm Damage
Wind, hail, heavy rain, and nor'easter damage to shingles, flashing, gutters, and more.
Fire Damage
Structural roof damage from house fires, including assessment, tarping, and full replacement.
Fallen Trees & Debris
Impact damage from trees or large debris during storms. Emergency response available 24/7.
Water & Ice Damage
Ice dam damage, interior water damage from roof leaks, and freeze-thaw cycle deterioration.
Why We Meet Your Adjuster
Insurance adjusters are trained to minimize payouts. They're not trying to shortchange you — it's just how the system works. An experienced roofer can identify damage that an adjuster might miss or undervalue: compromised underlayment, hidden flashing damage, soft spots in the decking, and more.
With 24 years of experience working with insurance companies, we know exactly what to document, how to communicate it, and when to push back. We've done this thousands of times.
Insurance Claim Mistakes to Avoid
- Waiting too long to file — most policies have strict deadlines
- Not documenting damage immediately with photos and video
- Meeting the adjuster alone without your roofer present
- Accepting the first estimate without review or supplement
- Hiring a contractor who asks for the full insurance check upfront
- Making permanent repairs before the adjuster inspects